Hey there,
I am originally from Toronto as well. I had to change my medication a couple of times (from Zoloft to Celexa to Effexor) and now am back on Zoloft at 200mg a day. You may want to speak with your doctor and explain your concerns...your list contains 'big' changes in your life...and they can affect you in any way, ie., panic attacks. There are also some group programmes at the different hospitals around Toronto -- and they have some good programmes. As per the CBT, again, you may want to speak with your doctor and he/she can suggest the best possibilities.
Take care and keep us posted.
Best,
B